THE BANKERS' BOOKSHELF

Fintech handbook

Mon, 30 Mar 2026 11:45:44 +0000

In this episode, author Dimitrios Salampasis joins host Paolo Sironi to introduce the Research Handbook on FinTech, a global scholarly effort to understand finance’s radical transformation. Two decades ago, finance meant traditional banks and centralised institutions. Today, digital payments, AI, blockchain, and central bank digital currencies are rewriting the rules. Dimitrios explains why this handbook arrives at the perfect moment: FinTech has matured from startup hype into core infrastructure, involving regulators, central banks, technology companies, and incumbents alike. It now shapes payments, digital assets, identity, trust, and inclusion worldwide. He reveals his motivation: to bridge the gap between rapid innovation and lagging academic theory by uniting leading scholars across finance, law, economics, and technology into one intellectual map. Editing the book felt like conducting an orchestra—bringing global experts together while keeping pace with fast-moving developments. Dimitrios highlights the surprising global reach of FinTech, the convergence of AI and blockchain, and the growing role of governments. Essential reading for researchers, policymakers, practitioners, and students seeking to understand—and shape—the future of digital finance.

LINKEDIN

https://www.linkedin.com/in/dimitriossalampasis

The Digital Phoenix Effect

Mon, 02 Feb 2026 08:00:00 +0000

In this episode, author Daniel Trabucchi joins host Paolo Sironi to explore strategies for legacy companies to embrace platform business models amid dominance by tech-native giants. Drawing from his book The Digital Phoenix Effect, he outlines a pragmatic approach for traditional firms to foster innovation through platform thinking, preserving core strengths like customers, suppliers, data, and expertise. Unlike startup-focused literature, this conversation emphasizes internal transformation in established organizations, blending academic rigor with practical insights from Thinkers50-recognized experts. Ideal for leaders seeking sustainable, networked value creation without radical overhauls.

LINKEDIN

https://www.linkedin.com/in/daniel-trabucchi-a7891566

https://www.linkedin.com/in/buganza

TWITTER

@DanielTrabucchi

@polimi

Beyond Resilience: Patterns of Success in Fintech and Digital Transformation

Mon, 05 Jan 2026 08:00:00 +0000

In this episode, Paolo Sironi dives into “Beyond Resilience: Patterns of Success in Fintech and Digital Transformation” with author Leda Glyptis. At the heart of the conversation are probing questions: Is success in fintech truly pattern-based? Can the journey of building new banks or digital services, whether from scratch or within established organizations, be predictable enough to replicate? And if patterns exist, are they within our reach to emulate?

Drawing from candid interviews with leading fintech entrepreneurs and innovators, Leda uncovers the raw realities of creating groundbreaking ventures. This isn’t a glorified montage of founder grit set to triumphant anthems, nor a collection of polished vendor success stories that skim the surface. Instead, it’s an honest exploration of the messiness: the lessons learned, the inevitable mistakes, the constant course-corrections, and the profound personal and professional growth required. Leading fintech transformations demands more than sheer resilience: it’s about wielding control amid chaos, maintaining unwavering consistency and integrity, and standing firm, whether solo or with a team.

Join us in this conversation, perfect for entrepreneurs, innovators, and anyone navigating digital change.

https://www.linkedin.com/in/leda-glyptis-phd-272492

TWITTER

https://twitter.com/LedaGlyptis

Undisruptable

Tue, 02 Dec 2025 19:30:02 +0000

In this episode, Paolo Sironi interviews Aiden McCullen to explore his book UNDISRIPTABLE, a book that brings order to the chaos we are experiencing in personal and corporate lofe to the acceleration of the innovation life cycle. While we cannot see into the future, there are repeatable patterns we can understand learning from homo sapiens to CEOs, from hunters to the jelly fish as a way to master the infinite loop of reinvention. Aiden demystifies the principles of change through a blend of analogies, innovation frameworks and the challenges we face whenever we lead change at a personal or organizational level.

LINKEDIN
https://www.linkedin.com/in/aidanmccullen/
https://www.linkedin.com/company/the-innovation-show/

INSTAGRAM
https://www.instagram.com/the_innovation_show/

TWITTER
https://x.com/AidanMcCullen
https://x.com/TheInnoShow

Wealth Management with a Difference

Mon, 03 Nov 2025 12:40:37 +0000

In this episode, Paolo Sironi interviews April Rudin and Nick Rice to explore their new book Wealth Management with a Difference, an essential guide for advisors and firms navigating an era of unprecedented wealth transfer, where millennials, Gen Z, and women are poised to inherit trillions while technology revolutionizes financial services. From understanding demographic trends, like serving tech-savvy younger clients and empowered women, to mastering retirement planning, wealthtech tools, and digital marketing, April and Nick explore how to build deeper connections between wealth managers and clients and how to drive business efficiency. Whether you’re an advisor seeking to elevate client engagement or a firm leader aiming for sustainable growth, this conversation provides actionable frameworks to thrive amid disruption.

LINKEDIN
https://www.linkedin.com/in/aprilrudin/
https://www.linkedin.com/in/nick-rice-028b1948/

INSTAGRAM
@aprilrudin
@brunswickgroup

TWITTER
@TheRudinGroup
@BrunswickGroup

Data Impact

Mon, 29 Sep 2025 17:16:33 +0000

In this episode, Paolo Sironi interviews Ritavan to explore his book Data Impact: How legacy businesses Save, Leverage, Align, Simplify, Optimize, and Grow to WIN.

The SLASOG framework is a methodology designed to empower non-digital native businesses in harnessing their unique strengths for scalable, data-driven growth. Drawing from first-principles and empirically validated strategies, they discuss actionable insights to align teams on value creation, streamline processes, and accelerate innovation. You will gain practical guidance on: avoiding expensive groupthink pitfalls to save costs and enhance decision-making; identifying and capitalizing on core strengths and high-impact opportunities; fostering alignment across people, processes, and goals for unified progress; simplifying operations to reduce complexity costs while boosting leveraged returns: optimizing learning through empirical evidence for measurable impact; and cultivating an abundance mindset to drive demand-focused expansion and overcome scarcity thinking. Paolo’s and Ritavan’s conversation demystifies data-driven transformation and equips leaders with tools for sustainable success.

GUEST SOCIAL MEDIA
https://slasog.substack.com/
https://www.linkedin.com/in/rritavan/
https://mavenmaverick.substack.com/

Reshuffle – Who wins when AI restacks the knowledge economy

Mon, 01 Sep 2025 13:10:29 +0000

In this episode, Paolo Sironi interviews Sangeet Paul Choudary, author of Reshuffle: Who Wins When AI Restacks the Knowledge Economy. They discuss how AI is set to transform the global economy and company operations by redistributing power among key players. Sangeet’s research delves into four central tensions: workers versus their software tools, tool providers versus the companies that purchase them, consolidating businesses versus the industries they disrupt, and empowered individuals versus established incumbents. Drawing on compelling examples, historical parallels, and innovative perspectives, this conversation uncoves the opportunities and challenges AI presents—and reveals who stands to succeed or struggle in this reshuffled landscape.

GUEST SOCIAL MEDIA

Sangeet Choudary – https://www.linkedin.com/in/sangeetpaul/

The Rise of the Sharing Economy

Tue, 05 Aug 2025 14:24:49 +0000

In this episode, Paolo Sironi interviews Kevin Govender, author of “The Rise of the Sharing Economy”. Together, they discuss the sharing economy—a concept that Time magazine named one of the “Ten ideas that will change the world” in 2011, and which has since grown into a multi-billion-dollar industry. Kevin breaks down the evolution of sharing platforms, key consumer trends, and alternative business models. These insights empower us to view access as a powerful cultural and socio-economic force that creates savings in time, money, and space. Filled with real-world business examples, the conversation reveals how the sharing economy is fundamentally transforming the way we live, work, learn, and consume.

GUEST SOCIAL MEDIA

Kevin Govender – https://www.linkedin.com/in/kevingovender/

A new Ethos in Banking

Mon, 07 Jul 2025 13:56:40 +0000

In this episode, Paolo Sironi sits down with Rik Coeckelbergs, author of “A New Ethos in Banking”. They discuss how change is impacting banking and the industry’s reputation, exploring what a new ethos in banking should look like, and, more importantly, the needed contributions from the industry to the road ahead. Rik’s book guides decision-makers in a new direction, a positive alternative to the status quo. It’s an urgent call to action, with practical and relevant insights to improve a bank’s societal footprint beyond the required compliance and regulatory efforts into sustainability, transparency, and ethics in banking. This conversation will inspire those that look for successful stakeholder models without ignoring shareholder interests, putting people and society first, and understanding this can only work with a healthy financial model.

GUEST SOCIAL MEDIA

Rik Coeckelbergs – https://www.linkedin.com/in/rikcoeckelbergs/

Digital Money – Resilience and Operational Risks

Mon, 02 Jun 2025 07:00:00 +0000

In this episode, Paolo Sironi sits down with Patrick McConnell, author of “Digital Money: Operational Risks and the Threats to Operational Resilience”. They discuss the far-reaching impacts of emerging types of digital money upon financial institutions’ operational risk and resilience profiles. Many new operational risks could potentially arise as digital money innovations are integrated with existing systems. In addition to helping to manage existing risks, operational risk management (ORM) groups will have to become experts in technology and cryptography. Patrick’s comprehensive analysis of how the digital financial ecosystem is adapting covers: emerging types of digital money, evolving global and instant payments, cryptocurrencies, central bank digital currencies (CBDCs) and stablecoins. They also discuss other financial and technology innovations, such as post-quantum computing.

GUEST SOCIAL MEDIA

Patrick McConnell – https://www.linkedin.com/in/pjmcconnell/

ROI of Thought Leadership

Mon, 05 May 2025 07:00:00 +0000

In this episode, Paolo Sironi sits down with Cindy Anderson and Anthony Marshsall, the authors of the “The ROI of Thoughts Leadership” to discuss how business research can help financial institutions to navigate the thought leadership world and make the best informed business decisions. And it’s a good read for all companies willing to invest in thought leadership but looking for the most compelling rational to build their business case.

GUEST SOCIAL MEDIA

Cindy Anderson – https://www.linkedin.com/in/clwanderson480/

Anthony Marshall – https://www.linkedin.com/in/anthonyejmarshall/

IBM Institute for Business Value

Banking on (Artificial) Intelligence

Mon, 07 Apr 2025 07:00:00 +0000

There is no lack of hype around artificial intelligence. We have only begun to scratch the surface of what this powerful technology can do. While tech and financial services become more intertwined, cutting through the noise has become more difficult but also more crucial.

In this episode, Paolo Sironi sits down with Theodora Lau, the author of the “Banking on (Artificial) Intelligence” to discuss how AI is poised to advancing innovation, to creating efficiencies, and enhancing productivity while capturing opportunities by both incumbent financial institutions as well as fintechs. But AI also comes with risks and potential for biases and disinformation, that can deepen inequalities and erode trust in our society. Responsible innovation must become part of our DNA and not as an afterthought.

Thodora’s book will help spark dialogue and collaboration as we journey into the future.

GUEST SOCIAL MEDIA

Linkedin Elisa – https://www.linkedin.com/in/theodoralau/

Instagram – @psb_dc

X – @psb_dc

HBR Guide to Generative AI for Managers

Mon, 03 Mar 2025 08:00:00 +0000

Generative AI is revolutionizing the workplace, but how can managers harness its full potential beyond just automation? In this episode, Paolo Sironi sits down with Elisa Farri and Gabriele Rosani, the authors of the “Harvard Business Review Guide to Generative AI for Managers”. They explore how leaders can use AI as a strategic partner in problem-solving, innovation, and decision-making. They discuss practical applications and real-world case studies about how to leverage AI as a co-thinker to enhance your managerial productivity and business leadership.

Banking as a Service

Mon, 03 Feb 2025 08:00:00 +0000

Paolo Sironi meets Jason Mikula, author of “Banking as a Service: Opportunities, Challenges and Risks of New Banking Business Models”.

BaaS is a game changer in the financial services sector, radically transforming both how consumers experience financial products and the business models delivering them. In this conversation, Jason cuts through the hype to provide a measured overview of BaaS, helping us to demystify a complex evolving field and understand its key opportunities, challenges and risks. There is a difference between BaaS, embedded finance and open banking. And Jason provides a framework for understanding where BaaS came from, how BaaS changes the economics and business models of banking products and services, its impact on key stakeholders, and its key regulatory implications.

GUEST SOCIAL MEDIA

Linkedin – https://www.linkedin.com/in/jasonmikula/

Twitter – https://x.com/mikulaja

Future Money

Mon, 20 Jan 2025 08:00:00 +0000

Paolo Sironi meets Ronit Ghose, who runs the Future of Finance team in Citi’s thought leadership unit “Citi Global Insights”, and is the author of “Future Money: Fintech, AI and Web 3”.

The world of money is rapidly changing, but what does it all really mean? Paolo discusses some book insights with Ronit, who brings technical topics to vivid life via narrative deep dives into selected founders and their companies. Spanning multiple geographies from London to Lagos, via Ahmedabad, Dubai, Hong Kong, Karachi and more, Future Money pulls together the story of how money is changing in the internet era.

The Geoeconomics of Money in the Digital Age

Thu, 02 Jan 2025 16:03:34 +0000

Paolo Sironi meets Nicola Bilotta, coordinator of the EU-Supervisory Digital Finance Academy and author of “The Geoeconomics of Money in the Digital Age”.

In a more contentious world economy, where trade and finance are increasingly interlinked with economic security and geopolitical considerations, questions arise about the underpinnings of the US dollar’s global leadership. For decades, the US dollar has reigned supreme, serving as a powerful tool of US foreign policy. However, history shows that currency dominance can shift with global power dynamics. Will China or another power rise to challenge the US-led system? Will the international monetary system experience a process of fragmentation, or will a new global order emerge? Will financial technology ease such a change? In this conversation, Paolo and Nicola delve into the intricate web of how three forces – economic dislocation, evolving geopolitical relations, and technology – could potentially foster transformations in the international monetary system.

One Stop – Unlocking the Power of Super Apps

Mon, 02 Dec 2024 23:21:40 +0000

Host Paolo Sironi welcomes listeners to another special segment of The Bankers’ Bookshelf, which highlights significant publications for bankers and fintech professionals. For this episode, Paolo introduces Neha Mehta, author of the book One Stop: Unlocking the Power of Super Apps. The book delves into the transformative role super apps are playing in reshaping economies, particularly in Asia, and how they impact finance, commerce, and daily life.

Paolo emphasizes that the episode will provide deep insights into the potential of super apps, making it an essential listen for fintech enthusiasts, entrepreneurs, and financial professionals.

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Connect with Neha: https://www.linkedin.com/in/neha-mehta-fintech/

Neha Mehta is the CEO & Founder of FemTech Partners and a renowned advocate for financial inclusion and sustainable finance. With over 19 years of experience as a lawyer, diplomat, and professor, she has led transformative initiatives across the Asia-Pacific region, focusing on bridging the financial gap for underbanked populations. She is the author of One Stop, a book that explores the power of super apps in transforming financial ecosystems. A yoga and archery enthusiast, Neha is passionate about fostering sustainable solutions for future generations.

Book link: https://www.amazon.com/One-Stop-Neha-Mehta/dp/9815127888

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Paolo Sironi: https://www.linkedin.com/in/thepsironi/

Banking for small medium enterprises

Mon, 04 Nov 2024 21:34:21 +0000

In this episode of The Banker’s Bookshelf, host Paolo Sironi and guest Khrystyna Kushnir discuss insights from the IBM report, Banking for Small and Medium Enterprises: Serving the World Economy. The report highlights the evolving needs of SMEs, including access to finance, market entry, and business support, with a notable focus on technology integration. While bankers emphasize branch accessibility and app usability, SMEs seek personalized solutions, ecosystem integration, and super apps that address both banking and business needs. Key differences across regions are highlighted, such as the U.S. focus on branch access versus India’s emphasis on mobile apps, influenced by government-led digital adoption. Both bankers and SMEs agree on the value of instant payments and cash flow forecasting, while SMEs also prioritize fraud monitoring and regulatory support. The episode underscores the role of AI in risk management and invites listeners to read the report, available at: https://www.ibm.com/downloads/documents/us-en/10c31775c8d402bb

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Khrystyna Kushnir is an Operations Officer with the International Finance Corporation’s Corporate Strategic Initiatives, Analytics, Learning, and Knowledge Management group. She initially joined IFC in 2018 as the Knowledge Management and Content Lead for the SME Finance Forum, focusing on small business research. Previously, Khrystyna held research positions at the World Bank Group, which she joined in 2010. Her earlier professional experience includes roles with the European Union, a Japanese consulting firm, and a Washington, D.C.-based think tank. Khrystyna holds an M.A. in International Economic Relations from American University, where she studied as a Fulbright scholar.

Connect now: https://www.linkedin.com/in/khrystyna-kushnir/

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Paolo Sironi: https://www.linkedin.com/in/thepsironi/

Banks and Fintech on Platform Economies: Contextual and Conscious Banking

Mon, 07 Oct 2024 14:45:54 +0000

In this installment of The Bankers’ Bookshelf – guest and host roles mix in a discussion exploring the transformation of banking in the platform economy, focusing on embedded finance and conscious banking. Banks are shifting from traditional product-centric models to value-added services, leveraging data to offer personalized, outcome-driven solutions, especially for small and medium-sized enterprises (SMEs). The conversation with Panagiotis Kriaris also highlights the importance of advisory platforms, where banks help clients make informed decisions, shifting value from products to relationships. Examples like Amazon show how transparency and data enablement can drive trust and engagement, shaping the future of banking through technology and customer-centric strategies. “Banks and Fintech on Platform Economies: Contextual and Conscious Banking” is the chosen work of the month, written by #BBE’s resident host, Paolo Sironi.

Get the book: https://www.amazon.com/-/pt/dp/1119756979/ref=sr_1_1?dib=eyJ2IjoiMSJ9.J9gh56H_DWuXjGWWUkdSYHU1M7BnvSKemankVx-6P4Fn7blQ6B19gyxjKT1gydTuzxr-en7ZdiYzkRvghKHhgN5H5IIlVfjGcPxtlc7O5QtqaMQNMrGJx2it0K3oodj9GsRbev3iKd4p32y16gwyWd5zwBdk4wJEEZq1oTYO6KNuabGfYpuNfO7clbUbSXLp.IzbK2jMEGiYQ3myvD_U9UdkOrkbV4Ej6oJs_gof4wRw&dib_tag=se&qid=1728041542&refinements=p_27%3APaolo+Sironi&s=books&sr=1-1

About our guest: Panagiotis Kriaris

https://www.linkedin.com/in/pkriaris

https://www.unzer.com/en

Panagiotis has spent his career on the borderline between business and technology with a leadership background at an international level.
Panagiotis brings senior expertise across Financial Services, Banking, Payments, FinTech, Retail and E-Commerce. Innovation, strategy, business development, strategic partnerships and building businesses and products from scratch have been at the center of his work and attention throughout his career. Being a recognized voice in the financial services industry, Panagiotis has contributed to various publications and podcasts and is often invited as a public speaker at events around the globe.

Paolo Sironi: https://www.linkedin.com/in/thepsironi/

IBM FinTech Strategy and Author

Going Cashless with Digital Currencies

Mon, 23 Sep 2024 12:41:19 +0000

In this episode of The Bankers’ Bookshelf, Paolo Sironi hosts Richard Turrin, author of “Cashless,” as part of the Bankers’ Bookshelf series. They discuss the shift towards a cashless society driven by Central Bank Digital Currencies (CBDCs) and fintech innovations. Turrin explains how CBDCs could reduce reliance on credit cards, lower transaction fees, and streamline commercial payments, while also benefiting financial stability. They also explore the risks and opportunities for banks, and how countries like China are leading in this transformation. Turrin highlights the future of less cash, improved payment systems, and the societal impact of digital currencies.

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About the Author:

Rich Turrin is an international best-selling author and a leading expert on China’s digital yuan. He is a leading voice in the international central bank digital currency dialogue. His books “Cashless – China’s Digital Currency Revolution” and “Innovation Lab Excellence” highlight the good financial innovation can do and established him as a leading voice in Asia’s fast paced fintech community. He is rated number 4 globally on Onalytica’s prestigious Fintech Influencer list and an award-winning executive previously heading fintech teams at IBM following a twenty year career in investment banking. Living in Shanghai for the last decade, Rich experienced China going cashless first-hand and has a unique combination of banking and technology skills that allow him to bring the exciting story of China going “Cashless” to life in his book and keynotes. Rich is an independent consultant whose views on China’s astounding fintech developments are widely sought by international media and private clients.

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Connect here: https://www.linkedin.com/in/turrin/

Official Website: https://richturrin.com/videos-and-interviews/

-Learn more about the bestseller “Cashless” the first book about China’s new digital currency now with over 200 5 star reviews: https://www.amazon.com/dp/B0925JY69H

-Best seller “Innovation Lab Excellence” fixes “innovation theater.”: https://www.amazon.com/Innovation-Lab-Excellence-Digital-Transformation/dp/1949642070/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=&sr=

-Subscribe to the Cashless newsletter!: https://richturrin.substack.com/

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Paolo Sironi: https://www.linkedin.com/in/thepsironi/

IBM FinTech Strategy and Author

“Branch Today, Gone Tomorrow”

Mon, 02 Sep 2024 07:00:00 +0000

In the latest episode of “The Bankers’ Bookshelf,” host Paolo Sironi converses with Brett King, the originator of the Breaking Banks brand, about King’s upcoming book “Branch Today, Gone Tomorrow.” This book, a refreshed edition of his 2011 release, examines the dramatic reduction in physical bank branches over the past decade, driven by the rise of digital and mobile banking. King discusses the predictions he made in 2011, such as the halving of U.S. bank branches by 2030, which appear to be on track. The conversation explores the global trends in branch closures, highlighting significant decreases in countries like Italy and Germany, while noting exceptions such as India. King emphasizes the shift towards digital banking and the increasing role of AI, predicting that future banking will be largely autonomous. The episode underscores the need for a balanced transition to ensure financial inclusion, particularly in regions with aging populations and limited digital access.

About the Author:

Brett King is an International Bestselling Author, a world- renowned futurist and media personality. President Xi Jinping cited his book Augmented. He has spoken in over 50 countries, given keynotes for TEDx, Wired, Techsauce, Singularity Universi-ty, Web Summit, The Economist, IBM’s World of Watson, CES, SIBOS and more. He has appeared on CNBC, BBC, ABC, Fox, and Bloomberg. He advised the Obama administration on Fintech.
King hosts the world’s #1 Fintech Radio Show/Podcast called Breaking Banks (180 countries, 6.5 million listeners). He is the founder of Moven, a globally recognized mobile start-up, which has raised over US$40 million to date, and launched the first in-app mobile bank account offered anywhere in the world.
Banking Exchange named him the King of the Disruptors, he was nominated as American Banker’s Innovator of the Year, voted the world’s #1 Financial Services Influencer by The Financial Brand and listed by Bank Innovation as one of the top 10 “coolest brands in banking”. King was shortlisted for the Advance Global Australian of the Year for being one of the most influential Australians offshore. His book Aug-mented: Life in the Smart Lane, was a top-10 non-fiction book in North America. Bank 4.0 remained a global bestseller in banking more than 12 months after release. The Rise of Technosocialism, his 7th book was released November 2021.

Why Machines Will Never Rule the World: Artificial Intelligence without Fear

Mon, 12 Aug 2024 07:00:00 +0000

In this episode of The Bankers’ Bookshel, host Paolo Sironi speaks with Dr. Jobst Landgrebe and Professor Barry Smith about their book, “Why Machines Will Never Rule the World: Artificial Intelligence without Fear”. The guests argue that artificial intelligence (AI) cannot achieve true intelligence or consciousness due to fundamental mathematical and philosophical limitations. Dr. Landgrebe explains that AI, including models like ChatGPT, is unable to solve novel problems independently, as it relies on patterns from pre-existing data. Professor Smith adds that human intelligence involves both “knowing how” and “knowing that,” which AI lacks. They assert that AI’s current capabilities are limited to specific tasks and cannot replicate the complexity of human thought or active perception. The authors emphasize the importance of understanding AI’s limitations to prevent misuse and manage expectations. They encourage a realistic view of AI, focusing on its role as a tool rather than a threat. The episode challenges the hype around artificial general intelligence, advocating for a practical and informed approach to AI development and deployment.

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Dr. Jobst Landgrebe – Chief Technology Strategist, Indivumed Therapeutics
Dr. Jobst Landgrebe obtained his MD/PhD in cell biology in 1998. He is a licensed physician and studied medicine, biochemistry and mathematics. He works as head of R&D in a cancer research biotech company based in Hamburg. His current research interests are theory of science (for which he is a visiting professor at the University of Italian Switzerland) and biomedical/biomathematical cancer research.

Barry Smith – Professor of Philosophy, Computer Science, and Biomedical Informatics, University of Buffalo

Barry Smith is one of the world’s most widely cited contemporary philosophers, known especially for his application of ideas derived from logic and ontology to the solution of problems in domains outside philosophy, including economics, biology and medicine. Most recently he has been working on extending this approach to the military and intelligence domains, where his proposals have been adopted as baseline standards by the US Department of Defense and by the US Intelligence Community.

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On the book:
The main thesis of Why Machines Will Never Rule the World (Routledge 2023)’s main thesis is that so-called ‘Artificial General Intelligence’ – an AI with the level of intelligence achieved by human beings – is for mathematical reasons impossible. This means that many assumptions surrounding current AI, including assumptions concerning the future takeover of the planet by autonomous robots, are founded on hype.

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Intelligent Money

Mon, 22 Jul 2024 07:00:00 +0000

In the latest episode of Breaking Banks Europe’s “The Bankers’ Bookshelf,” host Paolo Sironi chats with renowned fintech author Chris Skinner about his book, Intelligent Money. Chris delves into the transformative impact of digital money and AI on financial services, predicting major changes by 2030. The conversation explores key themes like personalization, automation, and the tension between centralization and decentralization. Chris highlights how AI and blockchain are shaping the future of finance, emphasizing the need for smart data use. He also shares insights on the evolving role of fintech startups and traditional banks. Tune in for a deep dive into the future of money and technology, and get inspired by one of fintech’s most influential voices. Don’t miss this enlightening discussion on how intelligent money is set to revolutionize our lives!

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Follow Chris Skinner: https://thefinanser.com/ / https://www.linkedin.com/in/cmskinner/

Chris Skinner, a top fintech influencer and award-winning speaker, is the author of 18 books, including “Intelligent Money.” He blogs daily at The http://finanser.com and co-founded one of the first mobile banks. Skinner advises global leaders and organizations like the UN and the World Economic Forum. He also writes children’s books and co-founded The Portrait Foundation. In 2023, he received a Lifetime Achievement Award from the Payments Association.

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Paolo Sironi: https://www.linkedin.com/in/thepsironi/

IBM FinTech Strategy and Author

The Fast Future Blur – Thinking Like An AI Native

Mon, 01 Jul 2024 13:37:21 +0000

In this episode of “The Bankers’ Bookshelf,” Paolo Sironi interviews fintech expert Efi Pylarinou about her new book “The Fast Future Blur” and its chapter “Thinking Like An AI Native.” They discuss how AI can help businesses navigate complex, interconnected changes in technology and society. Pylarinou explains the transition from traditional to AI-native business models, emphasizing the need for nonlinear thinking and multidisciplinary approaches. She outlines five key dimensions—discovery, design, decision, dexterity, and deduction—that help businesses adapt. The conversation underscores the continuous, non-linear nature of transformation and the importance of leveraging AI to create integrated, seamless experiences. See the book here: https://www.fastfutureexecutive.com/thebook

Dr. Efi Pylarinou: https://www.linkedin.com/in/efipylarinou

Global Fintech & Tech Thought Leader

Dr. Efi Pylarinou is a seasoned Wall Street professional and ex-academic who has become a Top Global Fintech & Tech Thought Leader. A domain expert with a Ph.D. in Finance, a prolific Content creator, and a Faculty at Fast Future Executive. She is trusted by global Brands in Tech and Financial services.

AI revolution: productivity boom and beyond

Mon, 17 Jun 2024 16:55:54 +0000

In this episode of “The Bankers’ Bookshelf,” host Paolo Sironi discusses the paper “AI Revolution: Productivity Boom and Beyond” with Christian Keller, Head of Economics Research at Barclays Investment Bank. The paper examines AI’s potential to drive significant productivity gains across industries, addressing the “productivity puzzle” where digital advancements haven’t translated into expected growth. Keller highlights historical lags between innovation and productivity, potential GDP measurement inaccuracies, and AI’s promise as a general-purpose technology. Key challenges AI could address include aging populations in developed economies, low productivity in developing countries, and the shift from manufacturing to services. The episode emphasizes the need for balanced regulation to manage AI’s rapid advancement and potential societal impacts. Sironi and Keller call for collaboration among industries, tech developers, and regulators to responsibly harness AI’s benefits, making informed business decisions based on this groundbreaking research.

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Read now: https://www.ib.barclays/our-insights/AI-productivity-boom.html

Connect with Christian: https://www.linkedin.com/in/christian-keller-a520717

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Financial Intermediation and Technology: What’s Old, What’s New?

Mon, 03 Jun 2024 14:38:25 +0000

In the latest episode of The Bankers’ BookShelf, host Paolo Sironi engages in an insightful discussion with renowned economist Arnoud Boot. Boot, a professor of Corporate Finance and Financial Markets at the University of Amsterdam and a member of the Royal Netherlands Academy of Arts and Sciences, delves into the European Central Bank’s Working Paper, “Financial intermediation and technology: What’s old, what’s new?” The paper examines the impact of technological change on financial intermediation, highlighting the evolution from traditional in-person banking to digital interactions driven by data collection, AI, and digital platforms. Boot and Sironi explore how these technological advancements are reshaping the banking industry, leading to the disintegration of traditional business models as specialized providers and platforms challenge banks’ roles. They also discuss the limitations and policy implications of these transformative trends.

Banking in 2035: three possible futures

Tue, 14 May 2024 16:36:18 +0000

In a dynamic conversation on the Bankers’ Bookshelf podcast, Paolo Sironi and Edwin Saliba from Economist Impact delve into the future of banking through qualitative scenarios and quantitative data. They explore Economist Impact’s report “Banking in 2035: Three Possible Futures,” outlining five Mega Trends shaping banking, including digital transformation and economic fragmentation. The discussion focuses on three potential scenarios: trust-building in a transformed banking sector, collective action on climate change, and navigating a fragmented world. Each scenario presents unique challenges and opportunities, from rebuilding trust through digitalization to addressing cybersecurity risks. Despite banking executives’ cautious optimism, there’s a gap between awareness and action, highlighting the need for proactive strategies to prepare for an uncertain future. The podcast concludes with a glimpse into future episodes, promising continued exploration of critical topics in banking and fintech.

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About our guest:

Edwin Saliba has more than 10 years of experience working with governments, UN agencies, and the private sector on solving pressing public policy challenges. His interests lie in the areas of climate change, technology, and public finance. Edwin completed his undergraduate studies in Economics at the American University of Beirut, and graduated with an MPA from Columbia University. He is originally from Lebanon, and currently lives in New Jersey, US. In his free time, Edwin enjoys volunteering, reading, and outdoors activities, among many other hobbies.

READ THE REPORT: https://impact.economist.com/perspectives/sites/default/files/banking_in_2035_three_possible_futures_briefing_paper.pdf

Customer Centricity

Mon, 22 Apr 2024 07:00:00 +0000

The Bankers’ BookShelf is back, and this week Paolo Sironi invited Erin Taylor and Anette Broløs – Co-founders of Finthropology to delve into the essence of finance beyond mere numbers. They argue that for most people, finance serves to achieve life goals and maintain social relationships, emphasizing the human aspect of financial transactions. The conversation highlights the need for financial providers to adopt a customer-centric approach, offering solutions that people can control without expecting them to think like bankers. Paulo underscores the importance of understanding these human-centered perspectives in shaping innovative financial services. They conclude by announcing the release of Erin and Anette’s new book, ” Customer-Centric Innovation in Finance: Leveraging Human Insights to Drive Product Innovation in the Digital Age,” available on Amazon.

“The Banker’s Bookshelf” serves as a platform for critical thinking, showcasing impactful readings for curious bankers and fintech enthusiasts.

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Get the book!

https://www.amazon.com/dp/1398613878?ref_=cm_sw_r_cp_ud_dp_2S1FFNKWZVZBZZCCG4W1

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Connect with Dr. Erin B. Taylor, Director and Co-Founder, Finthropology

Erin is an anthropologist based in the Netherlands. She specialises in how people’s financial behaviour is changing along with innovation in financial services. She holds a PhD from the University of Sydney, Australia, and has carried out ethnographic research in the Caribbean, South America, Africa and Europe.

https://www.linkedin.com/in/erinbtaylor

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Connect with Dr. Anette Broløs, Director and Co-Founder, Finthropology

Anette is a fintech analyst based in Denmark. She is an experienced network leader working with strategic innovation and partnerships. She holds an industrial PhD in collaborative innovation and has a background in economics. Anette has extensive work experience in finance including six years as CEO of Copenhagen FinTech Innovation and Research.

https://www.linkedin.com/in/anette-brol%C3%B8s-a80490

Digital Finance in the EU

Tue, 02 Apr 2024 07:00:00 +0000

In the second episode of THE BANKERS’ BOOKSHELF hosted by Paolo Sironi, Mario Nava (Director General of DG REFORM for EU Commission) and Thorsten Beck (Director of the Florence School of Banking and Finance at the European University Institute) discuss the recent research “Digital Finance in the EU: drivers, risks, and opportunities”. The episode delves into the establishment of the EU-SFDA, an initiative promoted by the European Commission to enhance financial supervisory expertise in coping with advancements in technology. Mario and Thorsten emphasize the importance of fostering trustworthy artificial intelligence to uphold fundamental rights and safety standards. Furthermore, they explore the challenges and risks associated with decentralized finance, cybersecurity, and the need for resilient business models that adapt to fast digitalization changes. The dialogue with Paolo highlights the significance of dynamic knowledge acquisition for supervisory authorities and stresses the social aspect of transformative policies to ensure inclusion and societal benefit across the EU. Ultimately, the episode encourages continuous critical thinking and exploration within the realms of banking and finance.

Connect with our guests:

Mario Nava is the General Director of EU Commission leading the DG for STRUCTURAL REFORM SUPPORT to assist EU member states in the implementation of technical and structural reforms. https://www.linkedin.com/in/mario-nava-849794172

Thorsten Beck is the Director of the Florence School of Banking and Finance at the European University Institute. https://www.linkedin.com/in/thorsten-beck-1b262712/

Platforms and Sandwich Economics

Mon, 11 Mar 2024 07:00:00 +0000

In the premiere episode of “The Bankers’ BookShelf,” Sangeet Choudary and Paolo Sironi explore the intricacies of sandwich economics, AI, and the future of banking. Drawing inspiration from Choudary’s book “Platform Revolution,” they delve into how platforms reshape industries and the geopolitical landscape. They discuss AI’s role in commoditizing knowledge, the shift from labor to capital, and the imperative of adapting to AI-driven disruptions. The dialogue highlights the need for a balanced approach to navigating these transformations and underscores the importance of creativity and prioritization in the future of work. Join Choudary and Sironi as they embark on a journey into the evolving dynamics of banking and fintech in the digital age.